GIVE YOUR FAMILY
LIFETIME HAPPINESS AND
With Health Insurance!

Health insurance is insurance that covers the whole or a part of the risk of a person incurring medical expenses, spreading the risk over a large number of persons

  • Future Proof Health Expenses
  • Saves you from Unexpected Critical illness
  • Cashless Treatment
  • 24×7 claim assistance and easy claim settlement process

OUR BEST Life Insurance PLANS

FAMILY HEALTH OPTIMA Insurance plan.

FAMILY HEALTH OPTIMA INSURANCE PLAN

  • Single policy, wider coverage for whole family at an affordable premium.
  • Get extra sum insured (auto recharge) at no extra cost,
  • Health Checkup benefit for every claim free year
  • 3 times Automatic restoration of Sum insured by 100% each time upon complete exhaustion
  • Cover for Assisted Reproductive Treatment
  • New-born baby cover from 16th day.
  • Donor expenses for organ transplantation.
  • Domiciliary Hospitalization Expenses for treatment exceeding 3 days.
  • Cover for all day care procedures
  • A grace period of 120 days from the date of expiry of the policy is available for renewal.

ACCIDENT CARE INDIVIDUAL INSURANCE POLICY

Accident Care Individual Insurance by Star Health and Allied insurance company is a standalone personal accident disability plan which offers coverage in case of death or disability resulting from an accident
 
  • Cover for Accident death, Permanent Disability and temporary Disablement.
  • Compensation for Permanent Total Disablement is 150% of the sum insured.
  • Enhanced weekly compensation up to Rs.15000/- per week (maximum 100 weeks).
  • Educational Grant for dependent children
  • Cumulative bonus 5% per annum maximum 50% IRDAI/HLT/SHAI/P-P/V.III/134/2017-18

Diabetes safe Insurance

DIABETES SAFE INSURANCE POLICY

  • Covers hospitalization expenses for complications of Diabetes, both type 1 and type 2 and other than complications of diabetes
  • Policy can be taken on Individual and Floater basis.
  • Two Plans are available – Plan A and Plan B.
  • Plan A – Pre-acceptance medical screening is compulsory.
  • Plan B – There is no pre-acceptance medical screening.
  • No Waiting Period for Plan A. 15 months waiting period for Plan B.
  • Out Patient expenses – for Medical consultations, Diagnostic tests, medicine and drugs
  • Compensation for Accidental Death of the chosen insured person
  • Donor expenses for kidney transplant surgery
  • Dialysis expenses @ Rs.1000/- per sitting up to 24 months
  • Cost of artificial limbs due to amputation up to specified limits.
  • Automatic restoration of entire Sum insured
  • More than 400 day care procedures covered.

Star cardiac care insurance policy

 

STAR CARDIAC CARE INSURANCE POLICY

  • This policy is for persons who have undergone for the first time the named surgery / intervention / correction for the existing Cardiac diseases.
  • This policy has two Plan options – Gold Plan and Silver Plan
  • Silver Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate surgery/intervention
  • Gold Plan pays for expenses incurred as an inpatient for treatment in respect of all cardiac related complications that necessitate medical management, surgery/intervention.
  • Under both the Plans regular hospitalization is covered under Section 1 and all Cardiac related ailments are covered under Section 2.
  • Out Patient Benefit is available
  • Personal Accident: Accidental Death Cover
  • No Pre acceptance medical screening.
  • 405 day-care procedures covered.

IRDAI/HLT/SHAI/P-H/V.III/397/2016-17

SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY

SENIOR CITIZENS RED CARPET HEALTH INSURANCE POLICY

  •  For Senior citizens aged between 60 to 75 years.
  •  No pre-insurance medical test required.
  •  Covers pre-existing diseases from the second year onwards.
  •  Medical Consultations as an Out Patient in a Network Hospital.
  •  Higher Sum Insured coverage upto Rs.10 Lakhs.
  •  Guaranteed lifetime renewals.

Star comprehensive insurance policy

STAR COMPREHENSIVE INSURANCE POLICY

  •  No cap on room rent and treatment cost.
  •  Covers medical expenses incurred on Bariatric surgical procedures and its complications.
  •  Air ambulance assistance, Second medical opinion are covered.
  •  Cost of health check up for every block of 3 claim free years.
  •  Cover for  maternity (normal and caesarean delivery) and New born baby.
  •  Automatic restoration of entire Sum insured by 100%.
  •  Dental / ophthalmic cover on OPD basis.
  •  Hospital cash benefit.
  •  Cover for over 400 day care procedures.
  •  Personal accident cover against Death and Permanent total disablement (equal to the Health Insurance cover) at no additional cost.
  • 100% Increase in Sum Insured upon a claim free renewal

IRDAI/NL-HLT/SHAI/P-H/V.III/398/14-15

SUPER SURPLUS INSURANCE POLICY

 

SUPER SURPLUS INSURANCE POLICY

  •  A Top up policy providing higher sum insured at a very affordable premium.
  •  Pre-existing diseases covered after 36-months waiting period.
  •  No pre-acceptance medical screening required.
  •  This policy can be taken on Individual Basis and also on Floater basis.
  •  The policy offers two plans: Silver Plan and Gold Plan

Super Surplus Insurance Policy Unique Identification No IRDAI/HLT/SHAI/P-H/V.II/170/2016-17

Star Super Surplus (Floater) Insurance Policy – Unique Id IRDAI/HLT/SHAI/P-H/V.II/164/2016-17

MEDI-CLASSIC INSURANCE POLICY (INDIVIDUAL)

MEDI-CLASSIC INSURANCE POLICY (INDIVIDUAL)

  •  No claim bonus of 5% for every claim free year up to 25%.
  •  Health Checkup costs up to Rs.5,000/- for every block of 4 claim free years.
  •  Automatic restoration of entire Sum insured by 200%.
  •  Optional Covers : Hospital cash and patient care cover.
  •  101 day-care procedures covered.

IRDAI/NL-HLT/SHAI/P-H/V.II/400/13-14

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